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Finance · Episode 1

What Are ETFs &
How Do They Work?

Everything they never taught you about one of the most powerful investing tools available to everyone — explained in plain language, no jargon, no fluff.

What you'll learn

  • What ETF actually stands for and why each word matters
  • How ETFs track an index and why that's a game changer
  • The different types of ETFs and how to use them
  • Why fees matter more than most people realise
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About this episode

ETFs — or Exchange Traded Funds — are one of the most talked about investing tools of the last two decades, yet most people have no idea what they actually are or how they work. This episode breaks it all down from scratch.

What is an ETF?

An ETF is a basket of assets — stocks, bonds, commodities — that trades on a stock exchange just like a regular share. Instead of picking one company to invest in, you buy a slice of hundreds at once. That's the power of an ETF.

Why do fees matter?

Even a small difference in annual fees — say 0.1% versus 0.5% — can cost you tens of thousands over a lifetime of investing thanks to the power of compound interest. Mike breaks down the numbers so you can see exactly what you're giving away.

Who is this episode for?

Anyone who has ever heard the word ETF and wanted to understand it properly. No prior investing knowledge required — just curiosity and 20 minutes of your time.

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