Speaker · Writer · Finance Educator
Modern Financial Philosophy
Look... for twenty years I sat inside the financial system — as a Director at all four Big 4 firms and later at a global technology company. I watched smart, successful people make the same financial mistakes over and over. Not because they lacked intelligence. Because nobody had ever explained how money actually works... or why our minds are wired to work against us.
That is what I talk about. Finance and the psychology behind every decision we make with money. No jargon. No gatekeeping. The education that school never gave us.
Creator
NobodyToldMikeKeynotes & Talks
Look... schools teach us history, mathematics and literature. They do not teach us how money actually works. This talk breaks down the gap between what most people believe about money and what the financial system actually rewards — with real numbers, real stories and a framework anyone can apply immediately.
Nobel Prize-winning research shows that humans are not rational about money. Loss aversion, mental accounting, herd mentality, the sunk cost fallacy — these are not personal failures. They are universal human tendencies. This talk explains the science behind them and the systems that protect you from your own psychology.
Most people define financial freedom as a specific number in a bank account. That definition keeps them on a treadmill that never ends. This talk explores what financial freedom actually looks like — the point at which money stops being the reason you make decisions — and the practical path to reaching it regardless of income level.
Two decades as a Director inside the world's largest consulting and technology firms — watching the gap between what ordinary people understand about money and what the financial system actually rewards grow wider every year. This is the talk Mike wishes he had heard at 25. Raw, personal, and built on real experience rather than theory.
Formats
45–60 minute keynote presentations for conferences, corporate events, financial institutions and universities. Available in-person and virtually.
Long-form podcast conversations on personal finance, behavioural economics, wealth psychology and the Modern Financial Philosophy framework.
Panel discussions, media appearances, interviews and commentary on personal finance, investing psychology and financial education.
Original articles and essays on personal finance, behavioural finance and financial psychology for publications, platforms and company blogs.
Interactive half-day or full-day workshops on financial literacy and money psychology for corporate teams, HR departments and employee wellbeing programmes.
Strategic advisory for organisations building financial education content, employee financial wellness programmes or audience-first finance brands.
Writing & Content
Investing · Guide
The investment tool that outperforms 90% of professional fund managers — explained in plain language with real numbers.
Read article →Wealth Building · Personal Essay
Not the social media version. The real one — with the J-curve, the real portfolio breakdown and the two myths that need to die.
Read article →Behavioural Finance · Personal Essay
The sunk cost fallacy and the loyalty tax — why staying loyal to a position costs more than the money you lose.
Read article →Psychology · Finance
Why every raise, promotion and purchase feels good for about six months — then fades. And what that means for your financial decisions.
Read article →Personal Finance · Personal Essay
How inflation quietly destroys savings — and the three asset classes that have historically beaten it.
Read article →Financial Independence · Guide
The 4% rule, your retirement number, and why knowing this single calculation changes how you think about every financial decision.
Read article →Get In Touch
Look... if you are organising an event, running a podcast, or looking for a speaker who can make personal finance and behavioural economics genuinely engaging for a non-specialist audience — get in touch. All enquiries are reviewed personally.
Based In
Munich, Germany — Available Worldwide
Languages
English · German