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Free Financial
Tools

Professional-grade Excel tools to take control of your financial future. Subscribe to the newsletter and get both instantly in your inbox.

★ Free Download

Portfolio
Tracker

Track all your investments in one professional Excel spreadsheet. Stocks, ETFs, crypto, gold, silver and more — with a live dashboard, transaction log and dividend calendar.

📊 Dashboard
Total Portfolio Value€84,240
Total Invested€71,400
Total P&L+€12,840 ↑
ETFs Weight33.4%
Crypto Weight16.9%
📊 Microsoft Excel .xlsx
  • Dashboard with live P&L and asset allocation
  • Stocks, ETFs, Crypto, Gold, Silver and more
  • Transaction log and dividend calendar
  • Multi-currency with FX conversion
★ Free Download

Retirement
Calculator

Find your personal retirement number in seconds. Enter 6 numbers and get your target, year-by-year projection and monthly income at retirement — based on the proven 4% rule.

📊 Calculator
Annual Expenses€30,000
Monthly Contribution€1,000
Retirement Number€750,000
Projected Portfolio€1,096,342 ✓
Monthly Income at Retirement€3,654/mo
📊 Microsoft Excel .xlsx
  • Your retirement number in seconds
  • Year-by-year projection to retirement
  • Two what-if scenarios built in
  • Based on the proven 4% rule
★ Free — Subscribe to Unlock

FIRE Calculator

Financial Independence, Retire Early. Enter your numbers and find your exact freedom date. Includes growth chart, sensitivity analysis across 6 scenarios, milestone tracker and a printable FIRE report.

🔥 FIRE Calculator
Annual Expenses€30,000
Current Savings€20,000
Annual Income€50,000
FIRE Number€750,000
Freedom Date2044 — Age 44 ✓
🔥 Interactive HTML Calculator — Free Access
  • Your exact FIRE date and number
  • Interactive portfolio growth chart
  • Sensitivity analysis — 6 return scenarios
  • Financial milestone tracker
★ Free — Subscribe to Unlock

Loss Aversion Simulator

Discover your personal loss-aversion score — the psychological bias quietly costing you wealth. Based on Nobel Prize-winning Prospect Theory research by Kahneman and Tversky. Find out if your brain is wired to make poor money decisions under pressure.

🧠 Loss Aversion Simulator
Would you accept this bet?50% win €200 / 50% lose €100
Your loss-aversion scoreλ = 2.4
ResultLosses feel 2.4x stronger than gains
🧠 Interactive Simulator — Based on Nobel Prize Research
  • Your personal loss-aversion coefficient (λ)
  • Based on Kahneman and Tversky Prospect Theory
  • Understand how it affects your financial decisions
  • Practical reframes to improve your money psychology

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